How To Link Aadhaar To Kotak Mahindra Bank Account - Complete Guide On How to Link Aadhar to Kotak Bank Account Online and Offline?

How To Link Aadhaar To Kotak Mahindra Bank Account find here. Link Aadhar to Kotak Bank Account easily through various methods set up by the bank and it can be done online as well as offline. It has become mandatory to link the bank account with Aadhaar Card as per the Finance Minister's latest directive. If the bank account is not linked with the Aadhar card, then the bank holds the right to deactivate all such accounts which are not linked with Aadhaar. If you have not linked your bank account with Aadhar and are looking for ways on How To Link Aadhaar To Kotak Mahindra Bank Account, then this article is the perfect one for you. Read till the end and get step by step information on how to Link Aadhar to Kotak Mahindra Bank Account through different methods. Check the ways To Link Aadhar to Kotak Bank Account Link through online and offline modes, benefits of linking aadhaar card to bank and much more.

by Shalini K

Updated Dec 23, 2020

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How To Link Aadhaar To Kotak Mahindra Bank Account - Complete Guide On How to Link Aadhar to Kotak Bank Account Online and Offline?

What is Aadhar?

Aadhaar is a 12 digit unique identification number issued by the Government of India to all the citizens. The biometric details of each person get stored in the Aadhar Card. It is the world's largest biometric identification ID, identity proof, and residential proof. It is not proof of citizenship, but holds all the personal details like Name, Permanent residential address, Biometric data, etc.

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Aadhar card was issued to maintain all the citizens' personal details in the Government database, which makes it similar to the Social Security System in the U.S.Aadhar provides access to various government benefits under different schemes like DBT (Direct Benefit Transfer) and many others.

With Kotak Mahindra Bank's user-friendly and easy process, both old and new account holders can link their accounts with their Aadhar numbers.

According to the government rules, it is necessary to link your Aadhar to Kotak bank accounts as soon as possible to avoid unnecessary closure of your accounts. Link  Aadhar to Kotak Bank Account conveniently through the various facilities provided by the bank. One can link Aadhar instantly through the online features which are been provided. One can also link your Aadhar to Kotak Bank Account by visiting the branch directly. The following are the methods to link Aadhar to Kotak bank account. 

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  ♦ Through Net Banking (Online)
  ♦ Through Kotak Website (Online)
  ♦ Through Mobile Banking
  ♦ Through Mobile SMS
  ♦ Through Offline Mode by visiting the Bank branch

Kotak Mahindra Bank has introduced some hassle-free and simple steps and procedures for its customers to link their bank accounts with the Aadhar.

Kotak bank account holders who has the internet banking access can easily link Aadhar to your accounts. With just a click, you can link your Aadhar to your Kotak Mahindra bank accounts from your office or home. Online facility of linking Aadhar to your Kotak bank account is time-saving. Follow the below steps to Link Aadhar to Kotak bank account through net banking.

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  • Visit Kotak banking website.

  • Login to your net banking account using username and password.

  • In the “Quick Links” tab, choose “Banking”.

  • Choose “Profile or Update Contact Details.

  • Select “Update your Aadhar”.

  • Enter your 12 digit Aadhar number and click “Submit”.

  • Upon successful verification, your Aadhar number is linked to your Kotak bank account. 

Some people would not be using your net banking accounts. You need not worry as you are given with an easy feature of linking Aadhar to your Kotak bank accounts through online. Keep your Aadhar number, debit/credit card, passbook and your mobile phone handy. You will need your registered mobile number to receive OTP. Follow the below steps to link your Aadhar to Kotak bank accounts instantly.

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  • Visit the Kotak Mahindra official website.

  • Choose “Extra Products” and from the drop down menu select “Accounts” and then “Update your Aadhar”.

  • Enter the mobile number to authenticate yourself.

  • You will receive OTP on your mobile which has to be entered in the given space.

  • Proceed with the steps by entering all the asked details and your Aadhar number to complete the linking process.

  • Upon successful verification, your Aadhar seeding is completed.

Nowadays smartphones are been used by the majority of the people, mobile banking is introduced. Now you can easily link your Aadhar to Kotak bank account through mobile banking facility in no time. Skip all the long queues at the banks and enjoy the time-saving feature through the digital mobile banking services. You will just need a smartphone and internet access for this process. Follow the steps given below for linking aadhaar card to bank through mobile banking:

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  • Download “Kotak Bank App” from the Play Store in your smartphones.

  • Login using the username which the CRN or Customer Relationship Number and password in the mobile banking application. CRN is found in your debit or credit card.

  • From the menu choose “Profile”.

  • Select “Update Aadhar”.

  • Enter your Aadhar number and submit.

  • On verification, your Aadhar number is linked successfully and you will receive a confirmation message on your registered mobile number.

People who do not have smartphones can also link your Aadhar to your Kotak bank account by sitting at your own place easily. All you need to do is send an SMS in a given format to link your Aadhar number to your Kotak bank account instantly. Kotak Mahindra Bank has provided different option to just help their customers to complete the mandatory process of linking Aadhar without much difficulty. For this method, your mobile number must be registered with Kotak bank. If your mobile number is not linked with the bank, register it first and continue with the below steps. Follow the below steps to link Kotak Mahindra Bank with Aadhaar through mobile SMS.

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  • From your registered mobile number, type as a message to 5676788.

  • Message should be sent in the below given format.

  • spacespace

  • On successful verification, Aadhar linking is completed and a confirmation is received on your registered mobile number.

How to Link Kotak Mahindra Bank with Aadhaar through Offline Mode? 

Apart from all the online features and mobile facilities, one can also link Aadhar to Kotak bank account through the offline facility. For this mode, one has to visit in person to the Kotak bank branch. Follow the below steps to complete Aadhar seeding to your Kotak bank account.

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  • Visit any nearest Kotak bank branch.

  • Carry your passbook, aadhar copy as well as your original Aadhar card and your registered mobile number along with you.

  • Obtain Aadhar seeding application form from the bank and duly fill it with accurate details.

  • Attach the self-attested Aadhar copy along with the form.

  • Bank executives will verify the details and will ask you to show your Aadhar card for verification. 

  • On successful verification, your aadhar will be instantly linked with your bank account.

Aadhar Linking to Kotak bank account is a very simple procedure and it is time-saving with the help of the varied modes provided by the bank. As per the government regulations, all bank account holders should link their Aadhar with their bank accounts. To do so, one needs the following details.

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  • Aadhar number

  • Aadhar card and Aadhar copy

  • Registered Mobile number

  • CRN 

  • Bank passbook

What are the Benefits of Linking Aadhar to Kotak Bank Account?

On successful Aadhar seeding, one can enjoy various benefits in the banking services. As per the rules and regulations of the government, it is compulsory to link the unique identity Aadhar with all the important services. If your bank account is not linked with your Aadhar, there are chances for you to lose your bank account. Benefits of linking Aadhar to your Kotak bank accounts are listed below.

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  • Linking your Aadhar help easy identification of persons and accounts.

  • It helps in eliminating duplicate identity proof which are used for the purpose of opening bank accounts.

  • One can receive the government subsidies directly to your Kotak bank account if your Aadhar is linked.

  • You can transact for Rs.50000 and more only if your Aadhar is linked with your Kotak bank account.


Disclaimer: The above information is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site.
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How To Link Aadhaar To Kotak Mahindra Bank Account - FAQs

1. How to link Aadhaar to Kotak bank account?

The following are the methods to link Aadhar to Kotak bank account. 

  ♦ Through Net Banking (Online)
  ♦ Through Kotak Website (Online)
  ♦ Through Mobile Banking
  ♦ Through Mobile SMS
  ♦ Through Offline Mode by visiting the Bank branch

2. How to Link Aadhar to Kotak Bank Account Online?
  • Visit the Kotak Mahindra official website.
  • Choose “Extra Products” and from the drop down menu select “Accounts” and then “Update your Aadhar”.
  • Enter the mobile number to authenticate yourself.
  • You will receive OTP on your mobile which has to be entered in the given space.
  • Proceed with the steps by entering all the asked details and your Aadhar number to complete the linking process.
  • Upon successful verification, your Aadhar seeding is completed.
3. How to do KYC in Kotak Mahindra Bank?

Follow the steps to complete full KYC 

  1. Log in to the Kotak Mobile Banking App.
  2. Scroll to the '811' section.
  3. Select 'Book an Appointment” to fix an appointment with the bank representative for getting the Full KYC done.
4. How to Link Aadhar to Kotak Mahindra Bank Account through Net Banking?

 Follow the below steps to Link Aadhar to Kotak bank account through net banking.

  • Visit Kotak banking website.

  • Login to your net banking account using username and password.

  • In the “Quick Links” tab, choose “Banking”.

  • Choose “Profile or Update Contact Details.

  • Select “Update your Aadhar”.

  • Enter your 12 digit Aadhar number and click “Submit”.

  • Upon successful verification, your Aadhar number is linked to your Kotak bank account. 

5. How to Link Aadhar to Kotak Bank Account through Mobile SMS?

Follow the below steps to link your Aadhar through mobile SMS.

  • From your registered mobile number, type as a message to 5676788.
  • Message should be sent in the below given format.
  • space<12 digit Aadhar Number>space
  • On successful verification, Aadhar linking is completed and a confirmation is received on your registered mobile number.
6. How to unlink Aadhar card from Kotak Mahindra Bank?

Visit the bank branch where you have the account and contact the customer care representative. Submit a formal request to unlink your Aadhaar number with the bank in an application form to the bank.

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